E-CONSENT / ELECTRONIC COMMUNICATIONS
Disclosure and Consent to Electronic Communications
This Disclosure and Consent to Electronic Communications (“E-Consent”) applies to your inquiry, application, account, transactions, and relationship with ABC LOANZ LLC.
By clicking “Continue,” “Submit,” “I Agree,” or otherwise continuing with your inquiry or application, you agree that ABC Loanz may provide you with disclosures, notices, agreements, authorizations, account communications, privacy notices, adverse action notices, servicing communications, and other records electronically, including through our website, email, text message, portal, or other electronic means where permitted by law. Federal law permits electronic delivery and electronic signatures for many consumer finance records through the E-SIGN framework.
1. Scope of Consent
Your consent applies to all communications and records relating to:
- Your Inquiry Or Application
- Any Consumer Report Or Verification Authorization
- Any Account Or Service Relationship With Us
- Customer Service And Servicing Communications
- Legal Disclosures, Notices, And Agreements
- Payment Authorizations And Transaction Records
- Updates To Our Terms, Policies, And Disclosures
2. Methods of Electronic Delivery
You agree that we may provide records electronically by:
- Posting Them On Our Website
- Making Them Available In A Portal Or Application Flow
- Emailing Them To The Email Address You Provide
- Sending Them By Text Message With A Link Where Appropriate
- Presenting Them During An Online Process
- Using Other Electronic Methods Permitted By Law
3. Hardware and Software Requirements
To access and retain electronic records, you must have:
- A Device With Internet Access
- A Current Web Browser
- A Valid Email Address
- The Ability To Receive Emails And, Where Applicable, Text Messages
- Software Capable Of Viewing Pdf Files
- The Ability To Print Or Save Documents
By agreeing to this E-Consent, you confirm that you have access to the necessary hardware and software and can receive, view, and retain electronic records.
4. Paper Copies
You may request a paper copy of certain records by contacting us at Support@abcloanz.com or (385) 429-7779. We may charge a reasonable fee for paper copies where permitted by law.
5. Withdrawing Consent
You may withdraw your consent to receive records electronically by contacting us at Support@abcloanz.com or (385) 429-7779. Withdrawal may affect your ability to complete an online application or use certain online services.
6. Updating Contact Information
You agree to keep your email address, mobile number, and other contact information accurate and current.
7. Electronic Signatures
You agree that your electronic signature, click, acknowledgment, or other electronic action indicating assent has the same legal effect as a handwritten signature to the fullest extent permitted by law.
8. Copies for Your Records
You should print or download a copy of this E-Consent and all related records for your files.
9. Consent
By continuing, you:
- Confirm That You Can Access And Retain Electronic Records
- Consent To Receive Records And Communications Electronically
- Agree To Use Electronic Signatures And Electronic Records In Connection With Your Relationship With Abc Loanz