Funding timing depends on several factors, including application completeness, identity and income verification, underwriting review, approval status, and bank processing times. If approved, some applicants may receive funds as soon as [same day / next business day / within 1–3 business days], but funding is not guaranteed within any specific timeframe.

If we use a soft credit inquiry to check your rate or review initial eligibility, that inquiry will not affect your credit score. If a hard credit inquiry is required later as part of the application or approval process, that inquiry may appear on your credit report. Any credit check we perform will be handled as described in the authorization and disclosures provided to you.